How to Eliminate Credit Card Debt (Without Bankruptcy or Credit Counseling) contains a simple, proven, step-by-step plan to get credit card companies off your back, prevent and avoid bankruptcy, avoid credit counseling, and fix cash flow in 30 days! This book will show you how to: - Force credit card companies to forgive most of your credit card debt! - Lower high interest with one simple phone call! - Avoid the "credit card traps" that almost all consumers fall in to! - Boost your credit scores quickly and easily! - Have fun deploying little known laws that debt collectors don't want you to know about! - Fix cash flow instantly! - Restore your peace of mind! - Get the harassing phone calls to stop using embarrassingly simple letters! - Discover how to avoid bankruptcy and credit counseling! - Learn why "debt transformation" instead of consolidation is a better way! - Turn the tables on the credit bullies who literally suck the life out of you! - Know, step-by-step how to become debt free and credit rich!